How does work?

At you select the term (up to 13 installments) and frequency of payments (weekly, biweekly, twice monthly) based on your unique needs and budget. And there are NEVER any penalties for paying off your loan early.

What do you require to apply?

You must be at least 18 years old (19 in Alabama), have a job or other regular source of income, an active and valid checking account (savings and prepaid accounts are not accepted), and email address.

How do I pay back my loan?

Most customers choose our convenient, no-hassle AutoPay option, where payments are automatically drafted by ACH from your checking account. We also send you email reminders prior to every payment.

When are payments due?

You will set up a payment plan when you apply and repay your loan in predetermined installments.

How much can I borrow?

Your first loan can be as much as $600. The actual amount offered and terms are unique to your credit situation, income, and other factors. Returning customers may be eligible for larger amounts and lower costs.

When will I receive my money?

In most cases, applications submitted, processed and approved before 4 p.m. Central Time are funded as soon as the next business banking day. Applicants who cannot be verified may be asked for additional documents.

How and when will I know if I’m approved?

In most cases, you’ll get an initial decision within seconds of submitting your online application. We will also send you an email notification of our decision.

When will I hear from you?

After we’ve received your application, we will contact you as soon as possible with any questions to verify your information. You can reach a friendly, helpful representative at 701-862-2368 (Mon – Fri 8am – 6pm Central Time). Please note we are closed on weekends and holidays.

Advance.Cash is owned by the Mandan, Hidatsa, and Arikara Nation —The Three Affiliated Tribes of the Fort Berthold Reservation, a sovereign nation located within the United States of America, and operating within the Tribe’s Reservation.

* Maximum initial loan amount is $600.00. Refer to the Terms and Conditions of your loan agreement for complete disclosures of APR, fees and payment terms. Applications submitted, processed and approved before 4 p.m. Central Time (Monday – Friday) are typically funded the next business banking day (excluding weekends and bank holidays). In some cases, we may not be able to verify your application information and may ask you to provide certain documents.

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